Are you due an EI Tax refund?

Do you work for a family member? If you do, you may be paying Employment Insurance premiums that you will never be able to collect. 

Thousands of British Columbians work in family businesses and pay EI premiums on the salary or wage they earn for that work without realizing they might not be eligible to collect EI.

EI claims are most often refused when employees are working for family members with the explanation that they are working at a non-arm’s length relationship with their employer. In layman’s terms what this means is that an employee that works for a family member – whether it be a son, daughter, father, mother, or common law relationship – is treated differently than other staff because of the familial relationship.

Applying for EI is a stressful time whether you are coping with the loss of a job, the onset of an illness or the impending birth of a child.  That is not the time you want to find out that you have been paying into a system that will not be there to support you as believed.

While these rules might sound fairly clear cut, the criteria is applied on a case-by-case basis rather than systematically.  Applying for a ruling from CRA is the only way to establish your insurability. If you are ruled uninsurable you can request a refund from CRA for up to three years, plus the current year. To ensure you don’t lose a year’s refund potential, get your applications into CRA by December 31st.

There are several companies operating in BC that will offer to get the ruling for you at the hefty price tag of up to 50 per cent of any refund provided.  Canadian Federation of Independent Business was a key player in getting this refund process established.  Every year CFIB helps hundreds of our small business members through the process of applying for a refund for free as a part of membership.  Don’t go into another year without getting some certainty regarding your insurability.

Nicole Nash is a Business Counsellor with the Canadian Federation of Independent Business. CFIB represents 105,000 small-and medium-sized businesses across Canada, with 10,000 in BC.  Nicole can be reached at msbc@cfib.ca

 

Just Posted

‘An officer and a gentleman’: Const. John Davidson is laid to rest

Thousands attend memorial service for slain Abbotsford Police officer

Can Surrey’s Reece Willcox will his way to NHL?

23-year-old defender playing in a stacked Philadelphia Flyers organization

Surrey man stabbed multiple times during suspected home invasion

The incident occurred in Fleetwood on Saturday night

READERS REACT: Nasty note on B.C. windshield sparks online outrage

Our readers share their opinion about this nasty note left of the windshield of a disabled woman

Seaquam Seahawks lose heartbreaker in football playoffs at B.C. Place

Lord Tweedsmuir Panthers and South Delta Sun Devils were also in action

VIDEO: Fort Langley marks anniversary of B.C.’s birth

On a rainy day in 1858, B.C. was made an official colony.

VIDEO: Coquihalla closed both directions near Merritt

Detours are available via Hwy. 8 and Hwy. 1

VIDEO: The Last Jedi is going to be the longest ‘Star Wars’ movie yet

Newest movie in the franchise will beat Star Wars: Episode II - Attack of the Clones

REPLAY: B.C. this week in video

In case you missed it, here’s a look at replay-worthy highlights from across the province this week.

PHOTOS: Procession and funeral for Const. John Davidson

Thousands attended celebration of life for Abbotsford police officer

B.C. Liberal leadership candidates debate different paths for party

Third debate held Sunday, Nov. 19 at Nanaimo’s Vancouver Island Conference Centre

Apology to Canadians persecuted for being gay coming Nov. 28: Trudeau

Thousands were fired from the military, RCMP and public service because of their sexual orientation

Heavy rains, winds hit B.C.’s south coast

Localized flooding, gusts up to 70 km/hr expected for the Lower Mainland and Vancouver Island

High winds cancel slew of BC Ferries sailings

Travel to and from Victoria and Vancouver as well as Northern Gulf Islands affected

Most Read