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Why reviewing your insurance needs can save you time and money

From car to travel and everything in between, 10 reasons to revisit your insurance today
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Prime Insurance’s Kul Shergill and son Kuljeet.

Whether it’s skyrocketing home insurance costs or occasional coverage for your family vacation, it pays to review your policies with a fresh eye.

A little expert advice doesn’t hurt either.

Kul Shergill, president of Surrey’s independent, family-run Prime Insurance, wrote his first B.C. insurance policy in 1990 “and that first customer still returns each year to review and renew his home and auto policies,” Shergill says with a smile.

Is it time to review your insurance package? Here are a few questions to ask:

  1. Are you shocked by increases to your home insurance? A review may be able to save you up to 67 per cent! “Because we can source from many different companies, we always get the best value for your insurance dollar,” Shergill says. “We analyze your current policy and get you every discount possible.”
  2. Is paying large annual insurance premiums a challenge? Look for a broker with flexible options, including easy monthly payment plans and the ability to process Visa, MasterCard, American Express and debit.
  3. Are you confident in your broker’s experience? Prime Insurance has been serving customers from the Lower Mainland and beyond for 23 years and Shergill and his team offer many decades of combined insurance experience.
  4. Is shopping for insurance a comfortable experience? Look for a customer-first broker that provides “VIP client service,” suggests Shergill, who commits to a “no pressure, no hassle” experience.
  5. Are you getting the best deal? “We shop for you,” Shergill says. “We use a fully automated system with the latest technology that guarantees you’ll always get the best rates.”
  6. Do you need more convenience? Ask your broker if they can provide same-day coverage and if they’re open when you need them. A one-stop broker for all your insurance needs, Prime Insurance is open late seven days a week and even offers free mobile insurance service if needed.
  7. What if you have an emergency? Look for a broker offering free, 24-hour emergency claims services – peace of mind you can count on.
  8. What do others say? Reports Scott, a Prime Insurance customer: “The staff go above and beyond each time I need to visit to ensure I’m getting the best coverage for the best price. I highly recommend you give them a try.”
  9. Are you rewarded for your business? The insurance industry is competitive, so in addition to exceptional service and value, recognizing customers’ support is important, Shergill says, noting Prime is pleased to reward clients who refer friends and family.
  10. Do you want to support independent, local businesses? Shop local! With wife Gurpal and son Kuljeet, Shergill has operated Prime insurance in the Fleetwood area since May 1994, welcoming the community with a commitment to customer service providing clients with the best coverage for their needs while keeping affordability in mind.