Are you due an EI Tax refund?

Do you work for a family member? If you do, you may be paying Employment Insurance premiums that you will never be able to collect. 

Thousands of British Columbians work in family businesses and pay EI premiums on the salary or wage they earn for that work without realizing they might not be eligible to collect EI.

EI claims are most often refused when employees are working for family members with the explanation that they are working at a non-arm’s length relationship with their employer. In layman’s terms what this means is that an employee that works for a family member – whether it be a son, daughter, father, mother, or common law relationship – is treated differently than other staff because of the familial relationship.

Applying for EI is a stressful time whether you are coping with the loss of a job, the onset of an illness or the impending birth of a child.  That is not the time you want to find out that you have been paying into a system that will not be there to support you as believed.

While these rules might sound fairly clear cut, the criteria is applied on a case-by-case basis rather than systematically.  Applying for a ruling from CRA is the only way to establish your insurability. If you are ruled uninsurable you can request a refund from CRA for up to three years, plus the current year. To ensure you don’t lose a year’s refund potential, get your applications into CRA by December 31st.

There are several companies operating in BC that will offer to get the ruling for you at the hefty price tag of up to 50 per cent of any refund provided.  Canadian Federation of Independent Business was a key player in getting this refund process established.  Every year CFIB helps hundreds of our small business members through the process of applying for a refund for free as a part of membership.  Don’t go into another year without getting some certainty regarding your insurability.

Nicole Nash is a Business Counsellor with the Canadian Federation of Independent Business. CFIB represents 105,000 small-and medium-sized businesses across Canada, with 10,000 in BC.  Nicole can be reached at msbc@cfib.ca

 

Just Posted

Surrey council approves modular housing projects for homeless after lengthy hearing

Vote comes after three-hour-long public hearing over supportive housing projects in Whalley, Guildford

Surrey mayor appoints his Safe Surrey Coalition to police transition committee

McCallum dissolved the city’s public safety committee last week in favour of the new committee

Rollover crash in South Surrey

One person airlifted following incident near 40 Avenue and 160 Street

VIDEO: Gone Country success means so much to cancer patient

Mother of three, recovering from breast cancer treatment, makes it to seventh annual charity concert

PHOTOS: Beach day in White Rock

Summer heat brings locals and tourists to the beach

VIDEO: Young couple found dead in northern B.C. had been shot, police say

Chynna Noelle Deese of the U.S. and Lucas Robertson Fowler of Australia were found along Highway 97

Hazmat incident closes down Lower Mainland street

One person is believed to be dead, police said

VIDEO: Man found dead near B.C. teens’ truck could be linked to a double homicide

RCMP said they are looking for Kam McLeod, 19, and Bryer Schmegelsky, 18, of Port Alberni

Latest plan is to fly trapped fish by helicopter over Big Bar slide

Multi-pronged plan set in motion to freesalmon blocked by landslide in the Fraser River

Family of missing B.C. senior with dementia frustrated with situation, heartened by community support

Nine days since Grace was last seen the question remains: ‘How can an 86-year-old just disappear?’

Unsealed record suggests U.S. man convicted of murdering Vancouver Island couple left DNA on zip tie in 1987

William Talbott is set to be sentenced Wednesday in the murders of Jay Cook and Tanya Van Cuylenborg

Okanagan Air Cadet challenges gender-exclusive haircut policy

Haircut regulation inspires challenge around gender identity

Pride flags stolen from Lower Mainland church

Went missing sometime Friday night, says Maple Ridge reverend

25 new wheelchair-accessible cabins open at Cultus Lake Provincial Park

Maple Bay Campground is now home to 25 new wheelchair friendly cabins, a first for BC Parks

Most Read